Wedding Insurance Coverage – What Can Go Wrong On My Big Day?

We all hope that our wedding day goes completely smoothly. In fact, most Brides and Grooms to be spend a great deal of time and effort ensuring that every last detail is perfect and that nothing could possibly go wrong.

Sadly though, sometimes disasters do happen. Most weddings will have the odd hiccup – the wedding cars perhaps turn up a little late, the venue hasn’t quite used the right tablecloths or a Bridesmaid breaks a heel on her way into the church. Occasionally though, when something goes wrong it can end up costing a fair amount of money to put right and this is where wedding insurance comes in.

Let’s take a look at a few examples. What if the Best Man has a little too much to drink and starts getting a bit ‘enthusiastic’ on the dance floor. There’s a good chance he’s going to damage the suit that’s been hired for him. The hire company will then make a charge for fixing the suit when it’s returned. If you’d taken out a wedding insurance policy you might be able to recover that cost.

How about the guest who accidentally spills red wine over the Bride’s lovely ivory dress. There might be a hefty dry cleaning bill to get that sorted.

Worse still, what if one of the suppliers you’ve chosen to perhaps provide the cake or flowers goes out of business a few weeks before the big day? In the current economic climate that could unfortunately be a real possibility. Wedding insurance may help to recover any lost deposits so that you can get on and book another supplier promptly.

In rare cases, whole weddings have to be cancelled as a result of the Bride or Groom falling ill at the last minute. A good wedding insurance policy would help with rearranging the day and any costs associated with doing that.

These are just a few examples of how a good insurance policy can help to ensure that should something go wrong, you’ll at least not be left out of pocket. Many Brides and Grooms planning their wedding assume that their big day will run smoothly and in many cases it does. However, given that a wedding insurance policy often costs little more that feeding just one additional guest, it’s certainly giving some serious consideration too.