Weddings are one of the most expensive purchases you are ever likely to make in your lifetime and it may pay in the long run to pay a small premium for wedding insurance. Here are some tips to help you keep down the costs of your wedding and cover.
When planning your wedding it is essential to first sit down and work out a budget. This is the absolute maximum amount that you have to spend in total for your wedding and the honeymoon. As you go forward with your wedding plans it can be all too easy to spend just a little more on for example flowers or your dress. If you allocate a certain amount to everything and stick with it there is less chance you are going to go above your head.
While this may sound funny when you want to save money, paying out for wedding insurance should be considered in with your budget. In the long run wedding insurance could help you to save a vast amount of money. For instance, if one of your vendors went out of business before the wedding and took off with your deposit or if you had to postpone the whole wedding. Insurance is there for you to claim on and it doesn’t have to cost a fortune if you shop around and compare the insurance premiums.
When choosing your wedding day you may wish to consider going for a day in the week rather than at the weekend. You may be surprised by how much you are able to save as typically everything works out dearer at the weekend. However this could be a problem for the guests who work and for you if you have to take time off.
When looking for vendors make sure that you shop around. You may be able to save a great deal of money if for instance you order your flowers from that shop that is tucked away from the high street in comparison to a shop that is slap bang in the middle of town. The same goes when looking for any other vendor, vendors are typically competitive, especially those who are just starting off in business.
Rather than go to one of the most well-known hair stylists you may be able to save a great deal of money if you can find a local college that styles hair. The majority of colleges offer haircuts and styling for just a fraction of some of the big named stylists and there are many talented people out there. Alternatively you may wish to allow a talented friend to do your hair at home; this could save you even more money.
So to summarise stick with a budget and never be tempted to go over that budget no matter what, always remember that it can be so easy to pay out just a few more pounds for the flowers, then the cars, only to find when you add it all up that you have spent a couple of hundred pounds more than you needed to. Also shop around for the cheapest wedding insurance; it may save you money in the long run.