Wedding Insurance coverage for your big day can be the single best investment you make to ensure that you enjoy the occasion. There are several different options that cover risks and unforeseen problems that could ultimately ruin your wedding day. In addition to core coverage there are also Liability plans to protect you and your guests. With some policies starting as low as $160.00, it’s almost foolish to not consider coverage.
Some things covered in most core coverage policies include:
1.) Formal Attire- you get repair or replacement if the bride’s wedding gown or groom’s tuxedo is lost or damaged.
2.) Lost deposits- reimbursement for your deposit if a vendor goes out of business, declares bankruptcy before your wedding, or simply fails to show up.
3.) Lost Rings- You can receive repair or replacement cost it the bride or groom’s wedding bands are lost or damaged.
4.) Severe Weather- if a natural disaster forces you to postpone your wedding, they can provide reimbursement for non-recoverable expenses.
5.) Transportation Shutdown- If your wedding is postponed because of commercial transportation shutdown and the bride, groom, or either set of parents are prevented from getting there you receive reimbursement from non-recoverable expenses.
6.) Ruined Photos- If your photographer’s film is defective or negatives are lost or damaged your cost to re-take the photos is covered.
7.) Call to Duty- If the bride or groom is called to duty unexpectedly or has his/her military leave revoked, forcing event postponement your non-recoverable expenses are covered.
8.) Damaged gifts – If your wedding gifts are damaged you can get repair or replacement.
9.) Sudden Illness- If the wedding is postponed due to sudden illness where the bride, groom, or their parents are unable to attend; you can get reimbursement for non-recoverable expenses.
10.) Venue Requires Insurance- Liability Insurance, this supplemental portion of your policy covers you in the event that a guest is injured or causes damages to the property.
With all of these potential calamities covered under your insurance policy you will be able to rest easy. The weeks before your wedding are highly emotional and can be full of stress. Purchasing an insurance policy will put your mind at ease and will help you relax during your wedding and sleep peacefully for weeks before-hand.